Get assistance from the #1 public adjusters in Charlotte. We are on your side.

Ramon Melo has over 20 years in the industry and 16 years dealing with insurance claims for property damage. He is passionate about getting clients the valuation they deserve and making sure the insurance companies do not take advantage of disasters, as they so often do.

On average, Melo Public Adjusters Charlotte gets a 76% higher valuation for our clients' insurance claims than by going through insurance alone. The best part is that it costs nothing up front, and we only get compensated a small fee based on the excess valuation over the original amount. The initial consultation is free too, so give us a call now!

Property damage appraisal is one of our specialties. When you've suffered a loss and the insurance company isn't working with you on a suitable settlement, never feel like you have to accept what they're offering. Our property damage appraisers in Charlotte will review the damages you incurred as well as your insurance policy and file a claim on your behalf. We'll be happy to:

• Mitigate your losses
• Determine whether a claim should or shouldn't be filed
• Get in touch with the insurance company with a settlement offer
• Put together all necessary documents
• Thoroughly explain your policy in terms you can understand 

Melo Public Adjusters offers 24/7 property damage appraisal support in the areas of Charlotte, Huntersville, Concord, Gastonia, Monroe, and Mathews. Get in touch with us today for a FREE consultation. We're here to help!

Mediation is a bit different than the property appraisal process, and Melo is here to help you determine which one of these services is a better fit for your situation. Unlike appraisal, mediation is not binding is often inexpensive. some of the things we can do for you during mediation is:

• Preparing for and attending the mediation
• Asking the insurance company all of the right questions
• Helping you get a claim settlement

Our company has been mediating property claims for many years in the Charlotte, NC area. You'll be pleased with what our local, Charlotte insurance adjustors can do for you. Are you interested in mediation? Contact us now for more details.

The after-effects of property loss due to disaster can be a hard pill to swallow, especially when your insurance company isn't following through with a suitable claim settlement. Pre-loss and disaster planning will eradicate any document preparation and proof of loss. You can count on our team to:

• Evaluating the condition of the property
• Taking record of any inventory
• Professional & accurate risk analysis
• Expert assistance after property-loss

It's difficult to plan for a potential disaster - we 100% understand that. However, our public adjusters in Charlotte, NC, want to make sure you are prepared. Get in touch with us today, and we'll go over all the fine details of pre-loss planning.

Builders' risk insurance policies can be really tricky to navigate. All of the legal jargon can make your head spin. That's where our team of advanced public adjusters come in. We know all the ins and outs surrounding your insurance policy and how to explain them to you in great detail. Some of what we do includes:

• Filing your claims
• Communicating with the insurance company on your behalf
• Adjusting any unfair settlements that the insurance company offers

If you're a home or business owner who has a builders' risk insurance policy and you want to understand your coverage better, reach out to Melo Insurance Adjusters. Our team is waiting for your call.

There are many types of insurance claims that our public adjusters in Charlotte, NC, help process so you can get the settlement that you're entitled too. We believe that any property loss is devastating enough for the insured, which is why we hold the insurance company's feet to the fire. The insurance claim types that we most often process include:

• Mold & water damage
• Storm & wind damage
• Hail & rood damage
• Fire & smoke damage

Melo Public Adjusters of Charlotte, NC, has what it takes to assess your property damage, communicate a fair settlement with the insurance company, and get that check in your hand so you can begin rebuilding your life. Call us now for a FREE consultation.

Our public adjuster firm in Charlotte, NC, works alongside contractors for your benefit. If your property was recently destroyed our compromised by a disaster, it could be beneficial to your insurance claim to have each of us in your corner. Melo Public Adjustors will help you secure settlement funds from the insurance company while a contractor makes the necessary repairs to your damaged property. Here are situations when a public adjuster may need to interact with their client's contractor:

• When the insured requests the adjuster speak with the contractor
• When the contractor finds new information
• If the public adjuster requires more information
• If there are legal issues
• When the independent insurance adjuster seeks a second opinion

Our independent adjusters and contractors in Charlotte offer 24-hour emergency assistance. Call us any time you need advice concerning property loss and damage. We're waiting to hear from you.

Melo Public Adjusters make it easy for our clients to reach out to us for insurance policy and settlement claims service by being available in many local areas in North Carolina. We are proud to be able to serve the people of North Carolina with 24-hour emergency claims adjusting care. The areas that we serve include: